1. PayPal

   PayPal is one of the most popular names on the list.  All you need is just download the app, sign-in using your PayPal account information or set up a new account, and tap “In Store” on the home screen.

   If you don’t already have a bank account, debit, or credit card linked to your PayPal account, you’ll need to take a few moments to add your preferred payment method via the app or the PayPal website. It’s very simple and takes just a minute or two. With an incredible acceptance of PayPal among users across domains and industries, its has now become a norm for business owners and entrepreneur to integrate Paypal gateway across their business solutions.

2. Google Wallet

   Google needs no introduction and explanation that how it influences our life. And with such intense integration with so many facets of our online experience, it’s no joke that they’re also part of this list. Google Wallet allows you send people money to their emails or phone numbers. Recipients get notified by e-mail and then go through a process to verify their identity to accept the money. If this sounds like your thing, give it a go, but the other apps seem like faster ways to pay with your smartphone.

3. Samsung Pay

   Likewise other mobile wallets, Samsung Pay allows users to execute common activities like load their credit, debit, gift and loyalty cards to the platform so that they may use their phones to pay in stores.
   The Magnetic Secure Transmission technology makes Samsung Pay stand out from other e-wallet apps and more accepted virtually everywhere.

   Samsung Pay essentially allows you to pay anywhere you would usually pay with a credit or debit card. This simply means that Samsung Pay does not require businesses to be participating merchants in order for users to use the app to make payments. However, availability of applications on only Android platform cuts out a significant portion of the consumer market.

4. Apple’s PassBook

   Introduced in iOS 6 and relies on scanning 2D barcodes, Apple’s Passbook helps you manage your movie, concert and airline tickets as well as loyalty cards and coupons for selected merchants. According you get time-based notifications when you’re near a cafe where you can use your loyalty card or when your airline, movie or concert ticket is nearing its due date.

5. Venmo

   “Venmo” has reached another degree of popularity among millennials as a verb status in the vernacular. You would hear college students say one of such things like “Venmo me 170 bucks for burgers,” or “I’ll Venmo you back later”. No wonder — we can easily rate it as one of the most popular mobile wallet apps. Not only is it super simple to use, but it’s got a social aspect to it.

   You can simply send money from the app to mobile numbers, email addresses, or Facebook accounts. And that too for the very manageable price of $0. That’s right, Venmo balance bank and debit card transfers are totally free of cost. You’ll only incur a fee if using a credit card.

6. Square Order

   Founded by Twitter’s co-founder Jack Dorsey, Square is a mobile payment service which offers to turn any smartphone into credit card reader. Also called as the golden child of mobile payments by Entrepreneurs and business owners. Square Register features ‘Google Analytics’ style data for all purchases made through the register, allowing owners access to all of their sales statistics right from the register app or online interface. It will also allow purchases via the new Square Card Case as well as the Square Card Reader.

7. Intuit GoPayment

   Multiple users function make Intuit GoPayment is an excellent choice for small businesses. Each account supports up to 50 users in the event that you have several people taking payments. This makes it easier for the company to manage their user content and subscription fees.

   Full refunds can also be made for the original transaction amount on-the-spot, but partial refunds have to be done through Intuit’s web interface. Funds are deposited into your bank account within 2-3 days as well.

8. TabbedOut

   TabbedOut allows users to pay with smartphones at any establishment that supports the app. The app is built specifically for the restaurant and bar crowd with a list of other smart features. You can see your tab in real time (great for avoiding that end-of-meal bill shock after one too many bottles of wine), add a tip, split the bill with fellow diners, and pay straight from the app.

   TabbedOut also lets you build a relationship with your favorite eateries. You can leave written feedback once you’ve paid your bill, and you may get vouchers back for next time.

9. Level Up

   Popular with restaurants and cafes, LevelUp uses a QR code to trigger a payment. When you open the app you’ll see your personal code prominently displayed, which you point at any LevelUp scanner to make a purchase. That code changes depending on how much of a tip you want to leave, which you pick at the bottom of the screen.
   Unlike PayPal, you don’t need to pick where you want to pay beforehand, but you do need to know if the merchant accepts that form of payment. You can either use the app to search for participating businesses near you, or just look out for the LevelUp scanner near the register.

   As an added bonus, LevelUp also has a loyalty program, where you can get free credits for being a repeat customer. The app also has coupons and deals that you can save and then use automatically when you check out. The downside here is that there aren’t many merchants using LevelUp, and you won’t find it at major retailers.

10. Bitcoin for Android

    If you have invested in Bitcoins, the chances are that you want to be able to send and receive Bitcoin payments on your smartphone. Bitcoin for Android is a mobile application which operates as a fully functional Bitcoin wallet and supports the scanning of QR codes to initiate transactions with other basic features. The main attraction of the app is payment processing without an Internet connection. The code for the app is completely open-source and has been posted to GitHub for users to be able to personally assess the code, so they aren’t the subject of a Bitcoin theft like other Bitcoin investors have experienced.

The question is, which app becomes a pet choice for your daily transaction? Several top e-wallet app development companies have launched mobile wallet products which have flopped badly in the market. Likewise, no company has emerged as a clear leader yet. But, the ongoing mayhem assures that in future, We may not need anything more than the basic iPhone to make almost all of our transactions.

Get in touch with our top mobile app developers to mould the best mobile payment solution for your business.

The post Top 10 Ways to Pay with Your SmartPhones appeared first on Mobile App Development | BrainMobi Blogs and News.

Due to the increasing tech-savvy Gen, mobile Apps have become a necessity for every business these days. We are in the era of digitization where ‘Mobile is Everything’ and the smartphone industry has reached its zenith. A lot of entrepreneurs, business owners, and enterprises are taking up mobile app industry very seriously, due to its huge market size & competitive reach. It helps them to outmaneuver their competitor and tap the growing technology.

According to a recent study by the global consultancy services firm KPMG, the rapid growth of smartphones, internet penetration, increase in urban households, ease of payment, access and the variety that online shopping offers are fuelling the e-commerce sector across the country. At a cumulative average growth rate (CAGR) of 40%, the overall e-commerce market in India is projected to touch $136 billion by 2020 from $18 billion in 2014, with online travel segment alone accounting for about 70% followed by e-tailing, financial services, classified, job searches and matrimony. As one of the fastest-growing markets, e-tailing is expected to grow at 52% CAGR to reach $37 billion by 2020 from $3 billion in 2014.

Companies like Amazon, Flipkart, and Snapdeal have set a benchmark for others in the e-commerce business by going for an app only approach. Brands can easily create a lasting impression on the minds of consumers with the help of immense advertising techniques available in the market – coupons and banner ads, billboards, Facebook promotions, advertising on Twitter and use of ubiquitous social media as a conduit for exclusivity. It is one of the fastest growing sector providing brands to connect with their consumers directly on their mobile phones.

Some other e-tailer that consider app as a successful growth driver are – Ola (transportation), Faasos (food), Grofers (home delivery), PayTm (shopping). According to Fassos CEO,  Jaydeep Barman, the company offers a wide spectrum menu for its users which changes based on customers location and their choice of preferences on a real time basis. This is not possible if someone orders from a website. Thus following the footsteps various other companies started building their own mobile apps. We are really excited about the shift of from eCommerce to mobile commerce as companies like Amazon, Flipkart and Snapdeal are leading the way.

5 Reasons Why you Should Build your own mCommerce App

1. It helps you to create high user engagement and increase ROI.
2. It helps you to maximize transactions through re-targeting.
3. Understand your customer’s buying behavior, shopping platform, and social behavior.
4. An App is more comfortable than browsing on phone.
5. Create a direct marketing channel and build your brand’s recognition.

When it comes to app-only strategy, different screen sizes in smartphone help brands in learning how users consume content on different screens. This helps the companies to perform audience intelligence and build their own data analytics and determine the real ROI of a brand campaign with the help of a programmatic platform competencies to serve its customers better.

The best part of having a mobile app is that mobile phone is an extremely personal device i.e. one mobile phone has typically one unique user. This makes the mobile phone a precisely targeted communication channel. I am not saying that a mobile app alone can help you save your business, but it can be a better way of staying closer to your customers. We have seen that users these days are not only using apps for entertainment purposes but for managing their businesses as well. eCommerce companies have also realized that payment is a strategic lever and none of the purchase can happen without having a strong and secure payment gateway. We believe that in future most of the purchases and transactions will be done on the apps. Hence they need an online wallet attached within their app for the ease of transactions. Thus there is an incremental rise in wallet apps too.

In the pace to become one of the fastest growing mCommerce app development company we at BrainMobi, create fully customized mobile applications according to your business needs. We are continuously conducting training sessions for all our resources – our business developers, analysts, designers, and software engineers to focus on this. We develop iOS and Android applications with open code for both eCommerce and Marketplace. Also, we work on the most popular m-commerce platforms like Magento 2, Shopify, Bigcommerce, Woocommerce and more as per client requirements. Still have any query or questions then feel free to contact us at sales@brainmobi.com.

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The post Why e-tailer Companies Consider App a Successful Approach? appeared first on Mobile App Development | BrainMobi Blogs and News.